WBG's Ladder Track
A Pathway to Stability and Success
WBG's Ladder Track is Wealth Beacon Group Foundation’s innovative framework designed to guide individuals and families from homelessness to homeownership. This multi-step program provides a structured, supportive pathway toward stability, self-sufficiency, and long-term success. Beginning with foundational education through SHINE Academy, participants gain essential skills in personal finance, budgeting, and homeownership readiness. As they progress, they receive access to affordable housing, individualized guidance, and wrap-around support services tailored to their unique needs, such as mental wealth counseling, career development, and childcare support. The Ladder Track equips participants with the tools and opportunities to climb toward brighter futures and lasting independence.
Step 1:
Housing with a Purpose
The journey begins with Housing with a Purpose, where Wealth Beacon Group Foundation provides safe, affordable housing to families and individuals transitioning out of shelters. This critical first step addresses the immediate need for stability, offering a secure and supportive environment to call home. By providing housing as a foundation, participants can focus on rebuilding their lives and setting goals for the future, starting on the path toward independence and success.
Step 2:
Wrap Around Support Services:
With the foundation of housing in place, the next step prioritizes mental well-being and overall wellness. Participants are introduced to counseling services, stress management tools, and group support sessions to help them navigate emotional and psychological challenges.
In addition, Wealth Beacon Group Foundation offers employment services to assist with job placement, career development, and workforce readiness, as well as childcare resources to support parents in maintaining stability while pursuing their goals. By fostering healing, resilience, and economic empowerment, this step ensures participants are emotionally and practically prepared to continue progressing toward long-term success.
Step 3:
SHINE Academy
The next step of the Ladder Track system is SHINE Academy (Smart Habits Inspiring Next-Level Excellence). This program equips participants with essential life skills to build a strong financial foundation.
Topics include personal finance, budgeting, debt management, credit repair, and homeownership education. In addition, SHINE Academy integrates career development and employment services, ensuring participants have the tools to secure stable income and long-term financial success. By fostering confidence and financial literacy, this step empowers individuals to achieve stability and prepare for the responsibilities of homeownership.
Step 4:
Homeownership
The final step is the transition from renter to homeowner. Wealth Beacon Group Foundation provides personalized guidance to help participants navigate the home-buying process, improve their credit, and secure financing. This step represents the culmination of the Ladder Track journey—empowering families to achieve lasting stability, generational wealth, and the pride of owning a home.